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Monthly Archives: October 2022

Chap Nine – Getting Married – Togetherness

11 Tuesday Oct 2022

Posted by webbywriter1 in dating, FRIENDSHIP, holidays, marriage, money, romance

≈ Comments Off on Chap Nine – Getting Married – Togetherness

Chapter Nine – Togetherness

Wow! We’re together, forever!!!!

Screech! Stop@#$@#$@$@#$#@$!!!

Did you just say forever? Gee, let’s let that sink in for a mo. Wow. Forever is a really long time. Yikes!

Forever can be a very long time, especially since people are living longer. So…on to annoying habits. What are they?

Annoying habits are not really deal breakers such as: physical violence, untreated drug addiction, abusive behavior whether it is physical, verbal, mental or emotional; done in private or in public, abuse is abuse. Also, chronic womanizing (unfaithful), chronic unemployment, blaming others for their lives or fates, constant criticizing others for whatever reason: their race, beliefs, attitudes, schooling, etc. etc. You need to be aware of these traits in your intended as these can be, and should be, Very (!) red flags.

So stepping down from the top violators, what things are annoying but not ‘deadly?’

Lack of generosity – miserliness – penny pinching. Mr. Wonderful may have some habits like: he forgets his wallet when you are out on a date, he doesn’t have enough money in the wallet, his credit card is maxed out, he wants you to always ‘pay your share,’ or maybe pay his share too.

Individuals (of either sex,) who are miserly usually never see themselves as such. They are frugal, careful with money, don’t like to be taken advantage of, saving for a rainy day, saving for a car, a house, a striped Bengal tiger. You name it. There is something out there that is Important! that they are saving their shekels for and that does not include this lunch, movie, dinner, so on. You get the picture.

I would venture a guess that these traits and habits are ones of long standing. It is unlikely that your pouting about it, pulling a face, patting your foot, is ever going to change it. Contrary wise, you might be happily surprised that your beloved has money in the bank, can pay for gasoline, is contributing to a 401k plan and has other good and conscientious money habits. Perhaps and perhaps not. Sometimes only time will tell on this one. To put your mind at rest, there is nothing wrong with full disclosure to each other of your full financial portfolio, both assets and liabilities. This could prevent some nasty surprises later on.

However; back to Mr. Stingy. I have heard many times from men, “I don’t believe in Valentine’s Day. It’s just a commercial gimmick to squeeze money out of people.” Ok, maybe so. However, that thinking can then domino into the same thinking for birthdays, Mother’s Day, Thanksgiving, and Christmas. There is a lot of commercialization for all these events, that’s no reason to give up on traditions and throw the baby out with the bath water.

After you have been with your beloved for over 6 months (more like one year,) and you don’t get anything for Valentine’s Day and/or your birthday card is one to two weeks late, or none, it’s time to get really clear. Pick you battles. If you can let Valentine’s Day slide, okay. Your birthday, no.

You are permitted to give your beloved ‘reminders’ of the upcoming date. Mark his calendar, whether desk or wall. Start talking about your upcoming birthday one or two weeks in advance; put some kind of reminder on Facebook, Twitter or any social media he may use. If the “I don’t believe in commercialized events like birthdays….” speech starts, you stop, look him right in the eye and say, “I really expect a card for my birthday and maybe a little something, dinner out, whatever, for that day. If that does not happen, I will be very disappointed.” You have said your piece, shut up and walk away. Whatever you do, do not argue the point, defend yourself or start to defend Hallmarks. Believe me, he will have heard you. If you are still in the dating period, when he should be on his Very Best Behavior, and he refuses to listen to you and your simple request (it is) you need to stop and have a think. Do you want to be tied to a man who has so little care about what his partner wants, he ignores your requests, just because he thinks it’s silly? Those ski boots he is saving for aren’t ‘silly’ are they?

Other small habits.Stop and think about some of the most annoying habits that people engage in that really get under your skin.

For me, one was at a church discussion group that met weekly. One married man would sit in his chair, pull out his nail clippers and clip his fingernails and let the clippings fall to the carpet. Gak!!!!

Another one, and I know he doesn’t mean anything by it, is a man who is part of another group. This man peppers every sentence or two with “You know,” and then he laughs. After a while I want to scream, “No, I do not know. Why don’t you try to explain it?” Anyway, pretty sure he has done it so long, he doesn’t realize what it sounds like. Also, he comes to the meetings in t-shirts that are covered in food stains. I almost can’t stand to look at his shirts, but my eye is drawn there like some horrible accident on the road you can’t stop looking at.

Lastly is the one where the man dismisses or minimizes your job, your degree (s), your total career, your accomplishments, your medals, prizes, family, whatever. For many people, especially when it comes to college degrees, they never reconcile themselves to the fact that they don’t have one. Since they have basically given up on the idea in general, they seek to ‘level the playing field’ by diminishing the importance of any degree and say things like “Real life work experience is the thing that really counts.”

Well, yes, experience certainly does count. So does having a college degree. If you find yourself at the receiving end of comments like these it may be time to rethink the relationship in general or have a serious talk with your intended.

Well, you know, you have your own list I’m sure. You know?

Read more of Courtney’s writing in:
https://sites.google.com/view/webbywritercom/page-5?authuser=0
Also: Amazon/Kindle
https://amazon.com/author/courtneywebb

Negotiating rental leases

06 Thursday Oct 2022

Posted by webbywriter1 in Jobs and the workplace, money, stress, Uncategorized

≈ Comments Off on Negotiating rental leases

In the time of run away rent increases, lack of government controls and rising inflation, it is time for renters to start thinking about negotiating the terms of leases. Attorneys who deal with landlord disputes often get called in only when an eviction is looming. It is time for renters to unite, form blocks of renters unions and set clear guidelines for reasonable, rather than unreasonable, rent increases. My rent has increase 40% in four years. The ‘normal’ amount of increase should have been 12% to 16%. And as always, wages have not kept up.

Negotiations of Leases Between Residential Renters and Landlords


  • GUIDE TO LANDLORD AND TENANT LAW

https://www.hg.org/legal-articles/negotiations-of-leases-between-residential-renters-and-landlords-43918

Renters and landlords are often at opposing ends in real estate transactions. Many landlords have a standard lease form that they use for all tenants. However, there may come times when a renter wants something other than what is in the boilerplate language a standard lease agreement contains. The renter or the landlord may wish to negotiate different terms. Some ways to accomplish this include:

Understand the Motivations of the Parties

Renters and landlords may have very different interests and motivations. A renter may be in a time crunch and may need to move quickly. A landlord may have had a vacant unit for some time and may wish to fill it. The process can get even more complicated when a leasing company is involved. This company often gets paid every month regardless of whether the unit is vacant or not. If the unit is not filled, it is paid for looking for a renter. As such, this company may not be under the same pressures as an independent landlord. Therefore, an independent landlord may be more likely to negotiate than a leasing company. Even if a leasing company is willing to negotiate, the person showing the property may not have the authority to negotiate with the renter.

Research

Research is a fundamental component to any negotiation. The renter should educate himself or herself about the real estate market in the area before signing his or her lease. This includes investigating the respective costs of other units in the area of similar size and style, looking at the amenities that different locations provide and whether there are many vacant units in close proximity that represent competition to the landlord. By being armed with this information, the renter will be in a better position to negotiate more favorable terms.

Identify Strong Characteristics

The renter can also make his or her case better if he or she can show positive characteristics that he or she offers. For example, if the renter has a strong rental history, he or she can point out this information. Landlords prefer stable renters who pay on time, take care of the unit and have stayed on the property for quite some time. By providing solid references from former landlords, a renter can be more persuasive.

Offer Something in Return

If a tenant is looking for something in particular, such as a lower security deposit, lower rent or more amenities, he or she can offer something in return. Some tradeoffs that the renter might be able to make is to sign a longer lease, such as for 18 months or two years instead of a six-month or 12-month lease, paying more in a security deposit or paying advance rent or giving up shared space or a parking spot that is unneeded.

Examine Other Options

One important aspect of negotiation is having other options open so that the targeted location is not the exclusive choice. This gives the renter leverage and options. Additionally, if the negotiations do not go well for the renter, he or she has another option. This requires the renter to actively look for other units that will fit his or her needs.

Consider Preferred Provisions

Once the renter has all of the research completed and points to negotiate, he or she should carefully narrow in on the new terms he or she wants in the lease. He or she may want an option to sublease the unit in the event that he or she has a job change or wants to move before the end of the lease term. This provides additional protection in case one of the offers the renter makes is a longer lease term. The renter might want an option to renew the lease based on the current or new terms.

Carefully Review the Lease

After the negotiations, both parties should carefully review the lease. This will help ensure that the agreement the parties made is actually memorialized. The parties should carefully check provisions related to payment, who is responsible for repairs and maintenance, insurance information and how absences are treated. Both parties should be clear on who pays for what. If the contract has to be enforced in the future, the terms of the lease will be what the court examines.

Seek Legal Assistance

Negotiating a lease can be complicated. It is a legally-binding contract between the parties with legal consequences. To protect their interests, many renters enlist the assistance of a real estate lawyer. A real estate lawyer can review and negotiate the lease.

Provided by HG.org

Read more on this legal issue
Angry Renters, a Management Company and Damages Owed
Why Landowners Decide to Ground Leases


Disclaimer: Every effort has been made to ensure the accuracy of this publication at the time it was written. It is not intended to provide legal advice or suggest a guaranteed outcome as individual situations will differ and the law may have changed since publication. Readers considering legal action should consult with an experienced lawyer to understand current laws and.how they may affect a case.

©1995-2022 All Rights Reserved HG.org Legal Resources – HGExperts.com

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